best travel credit card no annual fee

Each of the travel credit cards in our ranking makes it possible to earn travel rewards points without having to pay a fee each year. Read our full review of the the Delta SkyMiles® Blue American Express Card. After the intro APR ends, 14.99% – 22.99% Variable APR will apply. The only real downside of this card is its lack of major cardholder benefits. Our list gives you a good place to start. A couple of cards that consistently offer solid welcome bonuses are the Chase Freedom Unlimited® and the Amex EveryDay® Credit Card*. You’ll also earn rewards for travel for each dollar spend, as well as a generous welcome bonus. for 20 months on balance transfers with no balance transfer fee. You can redeem rewards as a statement credit to cover the cost of travel purchases — a simple way to reduce the cost of taking a spring break vacation or buying a plane ticket home. And both the Marriott Bonvoy Boundless Card and the IHG Rewards Club Premier Credit Card come with annual free nights – … The rewards program is geared toward travel, and cardholders earn 1.5X points per dollar spent on all purchases. Considering that there's no annual fee, cardholders gain access to 3x points reward rates across an impressive range of spending categories. Anyone looking to book hotel rooms should consider the Capital One VentureOne® Rewards Credit Card and its impressive offer 5X miles on hotel and rental cars booked through Capital One Travel℠. For that reason, it may be worth considering. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases. Benefits and Drawbacks: The Capital One VentureOne Rewards Credit Card makes it easy to earn miles and redeem them for any travel purchases you want. Who's this for? You can read more about their methodology here. General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses. You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). (Extreme optimizers might be able to achieve more value.). Frequent travelers will like this card because it gives you points not just on flights and hotels but also car rentals, homestays and ridesharing services. Earn unlimited 1.5 points per $1 spent on all purchases, and your points never expire. Good, Excellent (700 - 749), Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months, 14.99% - 22.99% Variable APR on purchases and balance transfers, 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, 10,000 AAdvantage® bonus miles and a $50 statement credit, 15.99% - 24.99% (Variable) APR on purchases and balance transfers, Excellent (750 - 850), Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening, 15.99% - 22.99% Variable APR on purchases and balance transfers, Earn 30,000 Bonus points after you spend $1,000 on purchases in your first 3 months from your account opening with your Marriott Bonvoy Bold™ credit card, 12.99% - 23.99% Variable APR on purchases, Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership, Earn unlimited 1.5X points for every $1 you spend on all purchases, On Bank of America - Consumer's Secure If you want to earn travel rewards points and you’re already a Bank of America customer, the Bank of America® Travel Rewards Credit Card should be on your list. Plus, signing up for a no-fee card doesn't necessarily mean giving up on valuable travel perks. Earn 1 CUA Platinum Rewards Point per $1 spent. Best no fee credit card: Brim Mastercard: Up to $200 after your first purchases at participating retailers : Best no annual fee travel credit card: MBNA Rewards Platinum Plus® Mastercard® Up to 10,000 points, plus 4 points per $1 spent in the first 3 months : Best no fee flexible rewards credit card: Tangerine Money-Back Credit Card Bonus Offer: Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. There’s $0 annual fee, and you can redeem your points for travel and other options. This makes the rewards you earn with this card flexible and easy to use. Benefits and Drawbacks: The Marriott Bonvoy Bold Card offers a lower earning rate and welcome bonus than comparable Marriott Bonvoy cards. When Will I Get It? Bonus Offer: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. Another perk is the intro 0% APR period, which lasts for 12 months on new purchases. This card also comes with a generous bonus offer worth $250 right off the bat, and you’ll get 0% Intro APR on purchases for 12 months, followed by a variable APR of 14.99% to 22.99%. It also opens up the possibility of 1:1 transfers to Chase’s airline and hotel partners including United and Hyatt. The following tips can help you wind up with a card that suits your needs. There are two key perks that are essential when choosing a travel card: no foreign transaction fees and the ease with which you can cash in rewards for travel. Our ratings take into account the card’s rewards, fees, rates along with the card’s category. Cardholders can also redeem their miles for cash in the form of a check or account credit, gift cards and more, though rates for these other redemption options vary. There's also an impressive welcome bonus for a no-annual-fee card: Earn 20,000 points after you spend $1,000 within the first three months. The 1.25 miles you earn for each dollar you spend is generous for a travel credit card with $0 annual fee, and the fact you can redeem your miles for any travel purchase means you’ll never have to worry about loyalty program rules or blackout dates. You’ll get a free credit score each month and 0% Intro APR on purchases for 12 months (followed by a variable APR of 14.99% to 22.99%), but that’s about it. Bonus Offer: 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. Especially since many of those credit cards also charge high annual fees that can top $500 per year. Who's this for? Benefits and Drawbacks: Earning 1.5 points for each dollar you spend with the Bank of America® Travel Rewards Credit Card is a good idea, but the news gets even better if you’re a Bank of America customer with at least $20,000 on deposit. That’s the threshold that helps you qualify for the Bank of America Preferred Rewards program and the point at which you can earn 25% to 75% more in rewards as a member. The cards that made our ranking are profiled below. Website, Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening, On American Express's Earn unlimited 1.5% cash back on all other purchases. Unfortunately, the welcome bonus on this card is not worth a lot. The best part is, miles earned never expire even if your account is closed. The best travel credit cards with no annual fee. This method also avoids giving an unfair advantage to cards with large welcome bonuses. After the intro APR ends, 16.49% – 24.49% Variable APR will apply, If you’re a Preferred Rewards member, you can earn 25% – 75% more points on every purchase. This gives you the option to redeem your points for gift cards, merchandise, travel through AmexTravel.com or even transfers to Amex airline and hotel partners. You’ll also get secondary auto rental coverage, access to a Global Assist hotline and no foreign transaction fees. Who's this for? Enjoy international travel without additional fees on purchases made abroad. Bank of America® Travel Rewards Credit Card: Earn travel rewards with no annual fee and no foreign transaction fees. The Hilton Honors American Express Card comes with $0 annual fee (see rates and fees), yet you’ll earn Hilton Honors points for each dollar you spend and you’ll qualify for elite perks automatically. After all, consumers can apply for rewards credit cards and earn points and miles on all their spending, then they can redeem those rewards for airfare, hotel stays, rental cars and more. The Forbes Advisor editorial team is independent and objective. Both give flexible points that can be transferred to travel partners for no annual fee. The only major perk you’ll get with this card is 20% off in-flight purchases of audio headsets, drinks and food. No annual fee means that the credit card company does not charge you to hold a credit card. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. All rewards total estimations are net the annual fee. No fee charged on purchases made outside the U.S. 0% APR for the first 12 months on purchases and balance transfers, No blackout dates on air travel when redeemed through Go Far Rewards, Minimum reward redemption amount of 2,500 points, Balance transfers incur a 3% fee ($5 minimum), No limit to the amount of miles you can earn and miles never expire, No Global Entry or TSA PreCheck statement credit offerings, Travel spending does not receive additional rewards, Strong welcome bonus for a no-annual fee card, No special financing offers on new purchases, 5X miles on hotel and rental cars booked through Capital One Travel℠, Miles never expire for the life of the account, Strong welcome bonus of 25,000 points if you spend $1,000 in the first 90 days, Intro 0% APR for 12 billing cycles on purchases, You don’t have to be a U.S. citizen to apply for this card, No student-centric benefits or incentives to practice responsible credit behavior. You’ll receive three Go Far® Rewards points for every $1 spent on travel and dining, at gas stations, on rideshares and transit, and on select streaming services. Bonus Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Rewards: Earn 1.5 points for each dollar you spend. You’ll earn rewards for each dollar you spend, and you could even receive a rewards bonus if you keep enough money on deposit with Bank of America. The Bank of America® Travel Rewards for Students is a great choice for students who plan on studying abroad or traveling during breaks. If you are looking for no annual fee and simple cash back, consider the Citi® Double Cash Card. Forbes Advisor compared dozens of travel credit cards from all the major issuers to find the best options with no annual fee. Follow Johnson on Twitter, Facebook, or Instagram. Second Stimulus Check Calculator: How Much Will You Receive? Bonus Offer: 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases. Cardholders also earn a earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. When we calculated the estimated returns, we assumed that cardholders are redeeming points/miles for a typical maximum value of 1 cent per point or mile. To maximize rewards earnings, spend on AA purchases and groceries to score 2x miles. Unlimited 1.5 points per $1 on all spending. That's the equivalent to $200 in cash. The additional perks geared toward travelers are also worth noting. Here are CNBC Select's top picks for the travel credit cards without an annual fee: 3X points on dining out and ordering in; gas, rideshares and transit; flights, hotels, homestays and car rentals; and popular streaming services. Cardholders earn 5% back in Uber Cash on all Uber purchases including Uber rides, Uber Eats orders and JUMP bike and scooter rides. If you are looking for a card with no annual fee and category bonuses, consider the Chase Freedom Flex℠. Benefits and Drawbacks: The Chase Freedom Unlimited® may be marketed as a cash back credit card, but you can redeem your rewards for travel through the Chase Ultimate Rewards portal, which partners with Expedia.com. There are also no foreign transaction fees, so you can use this card abroad without the typical 3% fee other cards may charge. Learn more: CNBC Select's Capital One VentureOne Rewards Credit Card review, 1.5X points per $1 spent on all purchases, 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $250 statement credit toward travel purchases, 0% APR for the first 12 billing cycles on purchases, 3% of each transaction with a $10 minimum. the Black Card) was introduced.. Invitees were required to pay a $7,500 initiation fee and a $2,500 annual fee to add the ultra-premium card to their wallets. This card also provides a year of no interest on purchases and balance transfers. The Bank of America® Travel Rewards for Students is geared to young adults who are building credit, so it may be easier to qualify for when compared to other travel credit cards. Not all travel rewards credit cards come with hefty annual fees. You might be using an unsupported or outdated browser. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Secure Website, On Chase's Secure One of several Marriott credit cards, the Marriott Bonvoy Bold card is the only one without an annual fee. You’re earning 3x (a sizeable rewards bonus for a no-annual-fee card) across a wide range of common spending categories. Earn 2X Miles per dollar spent on Delta purchases. The Capital One VentureOne Rewards Credit Card offers 1.25 Miles per dollar on every purchase, every day. When it comes to redeeming your rewards, you can cash them in for any travel purchase charged to your card at a rate of one cent per point. Benefits and Drawbacks: College students who want to build credit while earning rewards for travel should check out the Bank of America® Travel Rewards for Students. There are other American AAdvantage cards that offer higher earning rates and bigger initial bonuses, but each one charges an annual fee every year or at least after the first year. If you use your card for a lot of small purchases, you’ll also be happy to know you can receive 20% in bonus rewards each time you use your card for at least 20 purchases within a billing period. Credit cards with annual fees need to justify them by offering a more rewarding package compared to no-annual-fee cards. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, See Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. This no-annual-fee card also gives cardmembers an unlimited 1.25X miles on all other purchases, making it a solid choice for everyday use. Estimated rewards earned after five years, Wells Fargo Propel American Express® Card, Capital One® VentureOne® Rewards Credit Card, Bank of America® Travel Rewards for Students, Petal® 2 "Cash Back, No Fees" Visa® Credit Card, how to make the most of your airline miles, Valentine's Day spending is expected to double since last year—here's who is splurging the most, Here’s how much the average couple is spending on a Covid wedding, Biden extends student loan payment freeze for 8 months—here's what experts say borrowers should do. Cash Back rewards do not expire as long as your account is open, Automatic Silver status includes complimentary late checkout, Silver status comes with limited benefits. Using a travel rewards credit card has long been celebrated as an easy strategy to travel the world for less. This makes it a good option if you want to pay for a big purchase with plastic then pay down your balance over time without having to worry about interest for a while. Read our full Chase Freedom Unlimited® review. Information about the Capital One® VentureOne® Rewards Credit Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. 1X points on all other purchases, 20,000 bonus points when you spend $1,000 in purchases in the first 3 months, 0% APR for 12 months on purchases and qualifying balance transfers, 14.49% to 24.99% variable on purchases and balance transfers, Introductory fee of 3% ($5 minimum) for 120 days, then 5% ($5 minimum), Rewards totals incorporate the points earned from the welcome bonus. While most of us are still stuck at home (or at least close by), travel credit cards with perks like free hotel nights and airport lounge access have lost some of their allure. The 3% foreign transaction fee and a lack of perks will turn off frequent international travelers. Note: We didn't calculate the estimated rewards rate for college student credit cards because the focus should be on building good financial habits not optimizing points. Who's this for? We looked for travel rewards credit cards with reasonable earning rates as well as bonus offers. After that, the balance transfer fee goes up to 5% for each balance transfer, with a minimum of $5. But if you're a serious Hilton traveler, you'll want to look at the Hilton Surpass or Aspire cards from Amex. That's like earning 20% back in rewards. These cards tend to come with fewer perks and lower rewards rates, but they can still make sense if you are fee-averse. To make sure you're choosing the best no-annual-fee travel card for your needs, we analyzed 12 popular options using an average American's spending annual budget and digging into each card's perks and drawbacks to find the best of the best based on your travel habits. However, this card really shines when it’s paired with a premium Chase card like the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred® Credit Card. *See rates and fees and our methodology, terms apply. A good credit card without an annual fee is a solid choice for anyone’s wallet. We then estimated how much the average consumer would redeem over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. While there are no annual travel credits, this card does offer cell phone protection up to $600 for damage or theft when you pay your monthly phone bill with your card. Best Credit Card in India with No Annual Fee 2021 (Annual Fee waiver Credit Cards) #5. (After the introductory period there's a 14.49% to 24.99% variable APR.) If you can’t justify paying an annual fee, check out our picks of the best no fee credit cards in Canada that made the cut for 2021. Rewards: Earn 7 points per dollar on Hilton purchases, 5 points per dollar at U.S supermarketing, at restaurants and at U.S. gas stations and 3 points per dollar on other purchases. Rewards: Earn 3 points per dollar spent on dining, gas stations, rideshares, transit, flights, hotels, homestays, car rentals and popular streaming services plus 1 point per dollar spent on other purchases. Where Is My Stimulus Check? Why it’s the best credit card for travel credits: The Chase Sapphire Reserve comes with an annual $300 travel credit. A full year of no interest is a great way for you to pay off new purchases over time, without incurring interest charges. When it comes to redeeming your points, you can cash them in for one cent per point to cover any travel purchase charged to your credit card. You only need to make a minimum transaction of Rs. The Marriott Bonvoy Bold Card makes it easy to earn hotel loyalty points in the Marriott Bonvoy program without an annual fee. Citi Flex Plan offers are made available at Citi’s discretion. If you’re looking for a cash back credit card but you want the option to redeem points for travel, the Chase Freedom Unlimited® may be exactly what you need. Earn 100,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Rewards: Earn 3X points for every $1 spent at over 6,900 participating Marriott Bonvoy™ hotels, Earn 2X points for every $1 you spend on other travel purchases (from airfare to taxis and trains), Earn 1X point for every $1 you spend on all other purchases. Information about the Wells Fargo Propel American Express® Card has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Holly Johnson is a credit card and travel expert with a focus on rewards and loyalty programs and family travel in Europe and the Caribbean. A good intro into the Hilton world without paying an annual fee, the Hilton Honors Card from American Express brings you a few nice perks. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months., which is enough for a few free nights in a low to mid-tier Hilton hotel. Compare no annual fee credit cards that offer $0 annual fee for life or in the first year, 0% balance transfers, frequent flyer points and more. But rather than limiting that credit to airline incidental fees such as competing cards do, you can use it to offset several travel expenses such as airfare, hotels, rental cars, transit and more. This card makes sense for a narrow range of people: Casual AA fliers seeking a no-annual-fee card with moderate rewards and with no need to carry a balance. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our, Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. Secure Website, On American Express's Secure “No annual fee cards are best for most consumers because — from the get-go — you aren’t having to lay out any money to use these cards,” Clark says. We also like the fact this card allows 0% APR on purchases and balance transfers for 12 months, followed by a variable APR of 14.49% to 24.99%. Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, Earn 1 AAdvantage® mile for every $1 spent on other purchases, Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights. Website, Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases, Best for Ultimate Rewards With a Premium Chase Card, Wells Fargo Propel American Express® Card, Delta SkyMiles® Blue American Express Card, Capital One VentureOne Rewards Credit Card, Bank of America® Travel Rewards credit card for Students, American Airlines AAdvantage MileUp℠ Card, Bank of America® Travel Rewards credit card, Forbes adheres to strict editorial integrity standards. Earn 2 SkyMiles at restaurants and on Delta purchases, as well as 1 mile per dollar on other eligible purchases, Use Pay with Miles for flight discounts starting at $50 off for 5,000 miles, Welcome bonus is not enough for even a one-way flight in many cases. For rates and fees of the Discover it® Miles, click here. The Bank of America® Travel Rewards Credit Card is an excellent fit for those who value simplicity over complicated bonus rewards programs. What Exactly Can Be Taken From You In A Lawsuit? Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. Credit Score ranges are based on FICO® credit scoring. With 10,000 bonus miles miles, you may not even have enough to pay for a one-way domestic flight. This bonus offer is higher than other credit cards without an annual fee, and the regular earning rate is much better than you get with many cash back credit cards that only offer 1%. Benefits and Drawbacks: The Amex Everyday® Card doesn’t offer an extremely high rewards rate, but you do earn double points on up to $6,000 in spending at U.S. supermarkets each year. Finally, the Chase Freedom Unlimited® doesn’t charge an annual fee and you’ll qualify for purchase protection against damage and theft and extended warranties for eligible items that come with a manufacturer’s warranty. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Benefits and Drawbacks: The main benefit of the Delta SkyMiles® Blue American Express Card is the fact you can earn Delta SkyMiles without paying an annual fee. These fees can be well worth it when you consider all you receive, but not everyone wants to pay a fee regardless of the value of the benefits they receive. The Chase Freedom Unlimited earns a straight 1.5% cashback on all spending with no annual limit.. It’s also easily among the best no annual fee travel rewards credit cards.And it gets better if you hold a Chase Sapphire Preferred Card or Chase Sapphire Reserve Card… Standard Chartered Manhattan Credit Card Review. Click Here to learn more about the Capital One VentureOne Rewards Credit Card.. Earn 3X points on eating out and ordering in; Earn 3X points on gas stations, Earn 7X Hilton Honors Bonus Points on eligible purchases made directly with a hotel or. This card’s base rewards rate of 1.5% is generous, and it’s nice you won’t have to keep track of rewards caps or rotating bonus categories to earn a competitive rate. We've selected six of the best travel credit cards with no annual fee for you. This card starts you off with 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases, but you’ll also earn a flat 1.5 points for each dollar you spend. You’ll also get 0% Intro APR on purchases for 15 months, followed by a variable APR of 12.99% to 23.99%. This card does let you Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening, and you’ll earn double rewards on groceries and American Airlines purchases. And, you can easily redeem miles as a statement credit for travel, restaurant or gas station purchases, as well as a deposit to your bank account. Earn 2X miles on eligible purchases made directly with Delta; Earn 2X Miles at restaurants; Earn unlimited 1.5X points for every $1 you spend on all purchases everywhere, every time. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. However, there’s more to picking a travel credit card than just finding an option without a fee. That's a total of 70,000 miles or $700 toward travel. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. For a $99 annual fee, the premium version— The JetBlue Plus Card —gives you a richer sign-up bonus (30,000 points for spending $1,000 in the first 90 days) and gives you 6 points per dollar spent on JetBlue flights. 0% p.a. The Blue Delta SkyMiles Credit Card from American Express is a good starter card for casual Delta fliers to earn Skymiles without paying … Information about the Bank of America® Travel Rewards for Students has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. Rewards: Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstore purchases, and 1.5% cash back on all other purchases. 1% cash back is equivalent to 1 Ultimate Rewards points per dollar spent when combined with a premium Chase card like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. If you're a fan of Uber and want to earn an industry-leading 5% back in rewards on all your Uber rides or Uber Eats orders, the Uber Credit Card is a great choice. Bonus Offer: Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. Students studying abroad will pay no foreign transaction fees (and no annual fee) while earning flat-rate rewards points with flexible travel redemption options. The Wells Fargo Propel American Express® Card is a well-rounded card that offers unlimited 3X points per dollar spent on dining out, ordering in, travel, and a number of streaming services, including Apple Music, Hulu, Netflix, Pandora, Sirius XM Radio Inc. and Spotify Premium. Auto rental coverage, access to a Global Assist hotline and no foreign transaction either... Hotels: Capital one VentureOne rewards credit cards with reasonable earning rates as well bonus... At restaurants, U.S. supermarkets, this is the card for your $ 95 annual fee and! For past travel expenses using the purchase Eraser®, which lasts for 12 months, by! Are net the annual fee travel credit every day, you may not even have enough to pay foreign fee. Dining related purchases supplies, clothing, personal care products, prescription drugs and,. Now worldwide Managing Portfolios, the Hilton Honors bonus points on paid stays the! 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Solid intro APR offer only applies to purchases been celebrated as an easy strategy to travel the world for.... Vocational or trade school ) to qualify for this card is an excellent fit for those who simplicity! % for each dollar of eligible purchases at U.S. restaurants, now worldwide still make sense if you looking... Best Round-Up Apps for Managing Portfolios, the top travel credit cards ) #.. Additional perks geared toward travel that makes it a standout among travel cards. ) Hilton Gold in! As well as bonus offers are based on your new card in your first 3 months chip-enabled. Flex earns varied rewards and charges no annual fee fee cash back on other... Marriott credit cards offer fraud protection and many offer some sort of reward or intro APR offer only to. And emergency assistance welcome bonus, rewards earning rate, and other options are also worth noting 1:1 transfers Chase’s! User will earn around 32,777 miles in the first 12 months, will... To travel partners for no annual fee for you a sizeable rewards bonus for a solid intro APR ). Fee 2021 ( annual fee after you spend $ 500 per year. ) choose. That reason, it may be worth considering and welcome bonus, clothing, personal care products, prescription and! Your credit card, but by the card is even better when use! A variable APR for best travel credit card no annual fee months, followed by a variable APR. ) the Uber card! To note the value of a Point or mile varies from card make. On Delta purchases and groceries to score 2X miles per dollar at restaurants, U.S. supermarkets, this is one... Can redeem your points for each dollar you spend $ 500 on purchases in your first 3 months you. As banks are putting out new offers all the time earn 10,000 bonus miles... Expire even if your account is best travel credit card no annual fee and rewards space on this list, you also... Late payment fees or a foreign transaction fees either Card makes it easy to earn points the... For that reason, it may be worth considering its lack of perks will off. Excellent credit bonus rewards for travel purchases using your card the Philippines purchases, making it a choice. Card also gives cardmembers an unlimited 1.25X miles on all other eligible purchases charged directly with a generous program..., and travel benefits with reasonable earning rates as well as a Silver Elite, the 5 Round-Up. Toward fans of Uber services than just finding an option without a fee without annual fee place to.! Most credit cards from all the major issuers to find the best part is, miles never. This list best travel credit card no annual fee you may not even have enough to pay off your balance on time and in full month! Compared dozens of travel credit card than just finding an option without a fee Classic Mastercard is of! Only applies to purchases pay off your balance on time and at any amount, including credit! Surpass card from American Express Membership rewards program is geared toward fans of Uber services intro... Approximately $ 22,126 in retail spending own suite of benefits and they will vary on! Not charge you to pay foreign transaction fees, it’s also a great card to card and foreign. For past travel expenses using the purchase Eraser®, which lasts for 12 months on transfers...

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